Attention homeowners: Real estate appraisal services for in Cambrage and Jefferson County
Here are the top 7 reasons why Wisconsin homeowners need Quinn Debruin:
We at Quinn Debruin understand the special needs of a customer in need of appraisal services. Our typical business clients get the appraisal process and the customary documents we provide. As our client, we will give you extra guidance and explanations through the appraisal process to understand what we do and how we present our conclusions.
Pre-listing Services/For Sale by Owner (FSBO)It's very hard to be objective about your own home because you probably have an emotional attachment to it. Our professional appraisers at Quinn Debruin are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is a very valuable negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your home will attract buyers. The appraisal is something tangible to show your buyer. It's an independent third party's opinion of your house's value, and not just how much you think your home is worth. Interested buyers assume you have an emotional attachment to your home and will be much more likely to give credibility to a qualified appraiser's value conclusion than yours.
Challenge a property tax assessmentIf you live in an area that is going down or is not appreciating as much as other homes nearby, your local tax assessor may have your house overvalued. This only means you're probably paying higher taxes than you should be paying. The faster you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an appraisal from Quinn Debruin is your #1 weapon.
Need to cancel PMI?PMI stands for Private Mortgage Insurance. A popular money saver for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your house. In most cases you can apply to a lender to have the PMI eliminated from your loan. We are experts in helping customers just like you delete unnecessary PMI insurance.
Was your HELOC recently frozen?Even if your specific property has not declined in value, your lender just may decide to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area. This can be inopportune from a cash flow standpoint, and harmful to your credit score since it may appear as though that credit line is maxed out. An expert appraisal from Quinn Debruin can help you reinstate your HELOC.
We Offer Field and Desktop Appraisal Review ServicesWould you prefer a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you want a professional to double-check your appraisal for efficiency? We can go out and check the subject and comparables in a field review. Or, if you need it ASAP, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide you with a retrospective review of any appraisal report you may have had in the past. While usually requested by banks, you may want to take advantage of this service if you suspect mortgage fraud related to your home.